Community Reinvestment Act

Community Reinvestment Act Public File Information

 

First Financial Bank is committed to serving the financial needs of our communities, including all low-to-moderate income and minority areas. We are pleased to provide information for the public under the Community Reinvestment Act (CRA). By providing the public file online, this allows current information to conveniently be accessed.

Public Information Available For Inspection

In compliance with CRA requirements, the following information is maintained in the CRA Public File, current as of April 1st of each year and may be updated periodically.

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CRA Performance

A copy of the bank’s most recent CRA Performance Evaluation.

CRA Performance Evaluation

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Written Comments

All written comments received from the public for the current year and each of the prior two calendar years relating specifically to the bank’s performance in helping meet the needs of its communities and responses by the bank.

CRA Written Comments

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Branch Locations

A list of the bank’s branch locations including their street address and geographies

CRA Office Location and Geographies

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Loan to Deposit Ratios

The bank’s loan-to-deposit ratio for each quarter of the prior calendar year.

Loan to Deposit Ratios 2025

Loan to Deposit Ratios 2024

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Home Mortgage Disclosure Statement

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Assessment Area

A map of our assessment area showing the boundaries of the area and identifying the census tracts contained within the area.

CRA Assessment Summary, Map and List

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Banking Products and Services

A list of services generally offered at the bank’s branches and description of material differences in the availability or cost of services at particular branches, if any.

Products & Services

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Common Fee Schedule